Legal

1. All paperwork submitted to lending institutions is protected by the securities exchange act rule 17a-.  The Privacy Act of 1974, as amended, 5 U.S.C. § 552a, establishes a code of fair information practices that governs the collection, maintenance, use, and dissemination of information about individuals that is maintained in systems of records by federal agencies. 

We believe your relationship with us is based on trust and that you count on us to act responsibly. Thank you for your trust.

Notices applicable to you may differ depending on where you reside. Please read Rapid Lending Corporate Privacy Notice and the other Privacy Notices that may apply to you. In the event of material changes to our Privacy Notices, we will post the revised notices on this page with a new "Last Updated" date. Changes to our Privacy Notices will become effective when posted unless indicated otherwise. We are here to answer your questions.
Personal Information We Collect

Personal Information is information which uniquely identifies you, such as your name, email address, billing information, or other data that can be reasonably linked to you by the firm and brokerage. We collect Personal Information to help us service your accounts and to deliver an exceptional experience.

The kind of information we collect depends on your interactions with us, the products and services you apply for and what we need to maintain your accounts. Additionally, some service providers may share your information with us for specific purposes, such as to verify your identity and to protect your accounts and financial information.

Information you provide to us.

We may collect Personal Information from third parties such as consumer reporting agencies to assess your creditworthiness, or other providers for identity verification services, etc.

Information we collect automatically as you use our website.

We collect Personal Information and information about your devices, browsers, and Internet activity as you use and interact with our websites. The information we collect includes unique identifiers, browser types and settings, device types and settings, operating systems, mobile network information including carrier name and phone number, and application version numbers. We also collect information about the interaction of your browsers and devices with our websites, such as IP address, device type, system activity, wireless carrier name (when you use a wireless or mobile device), and the date, time, and referrer URL of your request.

The brokerage and firm websites, mobile applications, and online services may store or retrieve information on or about your browser, mostly in the form of small files called cookies and similar technologies (together, "cookies"). Cookies ensure our websites work as intended and enable us to personalize and capture your preferences on our websites, measure the effectiveness of advertisements and web searches, and improve your experience with our products.

Our cookies are organized into the following categories:

• Necessary Cookies 
  Our websites need these cookies to function. Necessary cookies are usually set when you take a specific action, such as logging in, setting your privacy preferences, and completing forms.
• Functional Cookies 
  These cookies help us personalize our websites and enhance how they function. Functional cookies can be set by us or by a third-party provider servicing our websites.
• Analytical Cookies 
  These cookies help us track how our website performs, such as counting visits, traffic sources, and other data points. Analytical cookies help us learn which pages perform best, which ones need work, and how visitors like you navigate the website. The information from these cookies is analyzed at an aggregate level.
• Marketing Cookies
  We work with advertising partners to optimize our digital marketing. These cookies do not capture details like your name or email address. We use information from marketing cookies to measure the performance of our digital marketing. The information also may be used to show you relevant advertisements on other websites.

To disable cookies, adjust the settings on your browser (e.g., Chrome, Edge, Safari). Disabling cookies may modify your experience on or ability to navigate our websites.

How We Respond to Opt-out Preference Signals
Some browsers incorporate opt-out preference settings such as "Do Not Track (DNT)" or "Global Privacy Control (GPC)". These settings, when turned on, are intended to send a signal or preference to websites you visit indicating you do not wish to be tracked. We do not respond to such signals, except for those we detect from California-based IP addresses. Also, some U.S. states and jurisdictions, including California, have laws that provide you with additional means of limiting our use of such information. Please refer to relevant jurisdictional notices for more information.

Opting Out of Interest Based Advertising
Rapid Ledning Partners uses third-party online advertising companies to provide you with RBL advertisements that may be relevant to your interests, as determined by your activity on Rapid Lending and non Rapid websites. In delivering our ads, we use the Digital Advertising Alliance's (DAA) AdChoices framework to allow users to opt out of this form of tracking. You may click on the AdChoices icon on these advertisements or through the link below to opt out of receiving future interest-based ads from these third-party companies. Please note that opting out through AdChoices does not prevent you from receiving other Rapid advertising that is not targeted or interest based. The collection of data for the purposes of serving interest-based advertisements and recording your opt-out preferences is implemented at the browser level using cookies. If you clear cookies or use a different browser or computer, your preferences may not be transferred or retained.

For more information about interest-based advertising, please visit http://www.aboutads.info

We use Personal Information for various functions, such as to:

• Process transactions at your request for services, products, or information.
• Maintain and service your account.
• Improve our service and products. We may contact you about our products and services as well as those offered by third parties that may be of interest to you.
• Facilitate your participation in online activities. We may use your contact information to communicate and interact with you, such as to send you emails and text messages about our products and services. We use the IP address provided by your device to send you the data you request to display on your device.
• Comply with our legal and regulatory obligations.
• Maintain the safety, security, and integrity of our business.

We share information about you:

• With affiliates of Rapid Lending Partners and with nonaffiliates for analysis, market research and marketing purposes as described in our Corporate Privacy Notice.
• With trusted service providers who support and help develop our products and services. Our service providers are contractually committed to our standards for safeguarding your information.
• To protect the rights, property, or safety of our firm, our customers, or others. This may include exchanging information with other companies and organizations for fraud protection and credit risk reduction.
• To comply with legal and regulatory obligations, including cooperation with law enforcement, judicial orders, subpoenas, and regulatory inquiries.
   

Our website is not intended for children under 13 years of age. We do not knowingly collect Personal Information from children under 13 unless the Personal Information is provided by a parent, legal guardian, or authorized adult. If you believe we might have any information directly from a child under 13, please contact us 

Please also visit the Federal Trade Commission website for more information on the Children's Online Privacy Protection Act (COPPA). 

To protect your Personal Information from unauthorized access and use, we use security measures that comply with federal law. To learn more about security please call

If you would like to opt out or manage your preferences with respect to receiving advertising and marketing communications from us, or if you have any questions, concerns, complaints, or suggestions regarding any of our Privacy Notices or the ways in which we collect and use your Personal Information, have any requests related to your Personal Information pursuant to applicable laws, or otherwise need to contact us, please check your statement for the most direct number at which to reach us. In some instances, specific contact information may be included on the Privacy Notice that applies to you or use the page of our website.

Disclaimer of Warranty and Limitation of Liability
The information on this site is provided "AS IS". Rapid Lending does not warrant the accuracy of the materials provided herein, either expressly or implied, for any particular purpose and expressly disclaims any warranties of merchantability or fitness for a particular purpose. Rapid Lending will not be responsible for any loss or damage that could result from interception by third parties of any information made available to you via this site. Although the information provided to you on this site is obtained or compiled from sources we believe to be reliable, Rapid Lending cannot and does not guarantee the accuracy, validity, timeliness or completeness of any information or data made available to you for any particular purpose. Neither Rapid Lending, nor any of its affiliates, directors, officers or employees, nor any third-party vendor will be liable or have any responsibility of any kind for any loss or damage that you incur in the event of any failure or interruption of this site, or resulting from the act or omission of any other party involved in making this site or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of the site or these materials, whether or not the circumstances giving rise to such cause may have been within the control of Rapid or of any vendor providing software or services support. In no event will Rapid, its affiliates or any such parties be liable to you for any direct, special, indirect, consequential, incidental damages or any other damages of any kind even if Rapid Lending or any other party have been advised of the possibility thereof. 

This material provides general information only. Neither the information nor any views expressed constitutes an offer or an invitation to make an offer, to buy or sell any securities or other investment or any options, futures or derivatives related to such securities or investments. All lines of credit loans and bridge loans are offered at fair market capital rates. It is not intended to provide personal investment advice and it does not take into account the specific investment objectives, financial situation and the particular needs of any specific person who may receive this material. Investors should seek financial advice regarding the appropriateness of investing in any securities, other investment or investment strategies discussed in this report and should understand that statements regarding future prospects may not be realized. Investors should note that income from securities or other investments, if any, may fluctuate and that price or value of such securities and investments may rise or fall. Accordingly, investors may receive back less than originally invested. Past performance is not necessarily a guide to future performance. Any information relating to the tax status of financial instruments discussed herein is not intended to provide tax advice or to be used by anyone to provide tax advice. Investors are urged to seek tax advice based on their particular circumstances from an independent tax professional.

Routing Disclosures Made Pursuant to Rule 606 of SEC Regulation NMS
Rule 606 of SEC Regulation NMS requires broker-dealers receiving non-directed client orders to publicly disclose, on a quarterly basis, the top execution venues to which such orders are routed for execution. Broker-dealers also must disclose material aspects of the relationships they maintain with the identified execution venues. The Rule 606(a) reports for Rapid Lending are available for public review 

USA PATRIOT Act

In response to the terrorist attacks on September 11, 2001, the US Congress passed the USA PATRIOT Act. Parts of this Act apply to the financial services industry and require certain financial institutions to request specific information from clients.

Copyright or Other Notices

You agree that, under any circumstance, you will not (and that you will not authorize or permit any other person to):

• sell, lease, transfer, recirculate, republish, redistribute, make available or otherwise provide access to this site, or any portion thereof or data thereon, to any person, including through oral, written, or electronic means whether as a demonstration or otherwise;
• photocopy, download or otherwise reproduce in any medium any portion of the site, except that you may, for your own personal use, download onto your personal computer system, or print a hard copy of, limited portions of content on the site, in whole or in part, provided that, in each case, all copyright and other proprietary notices are retained and complied with; and/or
• alter, decompile or reverse engineer any software component of the sites.

Use in the United Kingdom (UK)
Where this communication constitutes a financial promotion it is issued and approved for distribution in the UK by Rapid Lending International only to, and directed at, (a) persons who have professional experience in matters relating to investments falling within Article 19(1) of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005 (the "Order") or (b) high net worth entities, and other persons to whom it may otherwise lawfully be communicated, falling within Article 49(1) of the Order (all such persons together being referred to as "relevant persons"). This communication must not be acted on or relied on by persons who are not relevant persons. Any investment or investment activity to which this communication relates is only available to relevant persons and will be engaged in only with relevant persons. The UK compensation scheme and rules for the protection of private customers do not apply to the services provided or products sold by non-UK regulated affiliates.

This information is not necessarily a publication of Rapid Lending, although a report may be referenced as a link or as an attachment hereto. Any summary of This information is for discussion purposes and neither the information nor any opinions expressed constitutes a solicitation by us for the purchase or sale of any securities or other financial instruments.

Rapid Lending does not operate as a banking entity in all jurisdictions. Some products and services may not be available in all jurisdictions or to all clients.

Rapid reserves the right to monitor electronic communications (subject to and in accordance with local laws).

We do not offer any loans or capital directly from the brokerage all cancellations must be submitted to the lenders we service.
Rapid Lending Partners in the interest of increasing transparency regarding Rapid Lending, . If we determine to make changes to our order handling procedures, we will do so in a manner that is fair to our customers, consistent and reasonable, with a goal of preserving the continued execution of our customers’ orders consistent with our best execution obligations.

Market conditions such as high volumes of trading at the market opening or intra-day may cause delays in execution and executions at prices significantly away from the market price quoted or displayed at the time your order was entered. Similarly, because we may route your orders to other broker-dealers for execution, any adjustments made by those executing broker-dealers to their order handling procedures and any delays they experience may impact the execution of your funding

Rapid Lending Partners executes various funding types itself or through one or more of its affiliates